keywords picking combinations

When you’ve finished working with a keyword tool, look at the final list to determine how popular a keyword phrase actually is. You may find that many of your original terms are not worth bothering with. You’ll also find other terms near the top of the final list that you hadn’t thought about.

It’s probably a very competitive term, which means ranking well on it would be difficult. You may be better off spending the time and effort focusing on another, more relevant term. It’s difficult to optimize web pages for a whole bunch of search terms, so if you optimize for one term, you won’t be optimizing for another, perhaps more appropriate, term.

Sometimes it’s a good idea to target terms lower down on your list, rather than the ones up top, because the lower terms include the higher terms. Suppose that you have a SEO Company London site and find the following list. The numbers are the predict numbers, the number of times wordtracker believes the term is used each day.

Free Search Engine Submission thanks to: Create a Website

Building An Email List

1. Design a squeeze page.

Essentially, a squeeze page is a page that is designed to help you capture email addresses. Your squeeze page can and probably will be the front page of your Web site. Internet marketing experts recommend having multiple pages to which your landing page leads. Make sure your squeeze page also contains worthwhile content of at least 200 to 300 words.

2. Use an autoresponder.

In the beginning, when your list is relatively small, you'll be able to send out an email to each new list member to confirm his opt-in to your email list. However, as your list grows, you're going to need an autoresponder to do it for you. One of the most popular autoresponders, to which you can purchase a subscription, is Aweber.

3. Make Your Opt-In Box Visible.

You must have a highly visible opt-in box on your Web site. Rather than tucking the opt-in box at the bottom of the page, make sure it's high on the page where every visitor to your Web site can easily see it and fill out the information, if they choose.

4. Entice people to sign up.

Offer potential subscribers something in exchange for them opting in to your list. For example, you may offer them a free report, ebook, or ecourse if they sign up for your list.

5. Use your email signature.

Your email signature line can be a powerful marketing tool if you take advantage of it. Include a link to your Web site or directly to the opt-in signup box, so people can easily sign up for your list.

6. Ask in various ways.

Sure, you want to have an opt-in box on your squeeze page, but that's just the beginning. Invite your visitors to sign up for your mailing list on your homepage and on other pages of your Web site, including your guestbook, if you have one.

7. Ensure privacy.

Promise your list members that you will never spam them or share their email and other personal information with others. And, make sure you stick to that promise.
COMMENTS

JOKES

1


A lady gave an advertisement in the classifieds : "Husband Wanted". Next day she received a hundred letters. They all said the same thing : "You can have mine."

2


A woman was telling her friend, "It is I who made my husband a millionaire." "And what was he before you married him?" asked the friend. The woman replied, "A billionaire."


3

The girl asked her boy friend, "Darling, if we get engaged will you give me a ring ? "
"Sure, why not" replied her lover "What's your phone number ? "


4


Santo : Banto, You are looking different today.
Banto : Yes, Doctor has asked me to loose some weight.
Santo : So have you lost.
Banto : Yes, I have stop putting my make up.

5


The Latest News - Today some scientists in the India revealed that beer contains small traces of female hormones. To prove their theory, they fed 100 men 420 bottles of beer and observed that 100% of them started talking nonsense and couldn't drive !

6


Thief : Quickly hand over your purse I have a gun.
Lady : Here take it.
Thief : Ha! Ha! No bullets in my gun.
Lady : Ha! Ha! No Money in my purse.

JOKES

1





A lady gave an advertisement in the classifieds : "Husband Wanted". Next day she received a hundred letters. They all said the same thing : "You can have mine."

2


A woman was telling her friend, "It is I who made my husband a millionaire." "And what was he before you married him?" asked the friend. The woman replied, "A billionaire."


3

The girl asked her boy friend, "Darling, if we get engaged will you give me a ring ? "
"Sure, why not" replied her lover "What's your phone number ? "


4


Santo : Banto, You are looking different today.
Banto : Yes, Doctor has asked me to loose some weight.
Santo : So have you lost.
Banto : Yes, I have stop putting my make up.

5


The Latest News - Today some scientists in the India revealed that beer contains small traces of female hormones. To prove their theory, they fed 100 men 420 bottles of beer and observed that 100% of them started talking nonsense and couldn't drive !

6


Thief : Quickly hand over your purse I have a gun.
Lady : Here take it.
Thief : Ha! Ha! No bullets in my gun.
Lady : Ha! Ha! No Money in my purse.

husband wanted

1





A lady gave an advertisement in the classifieds : "Husband Wanted". Next day she received a hundred letters. They all said the same thing : "You can have mine."

2


A woman was telling her friend, "It is I who made my husband a millionaire." "And what was he before you married him?" asked the friend. The woman replied, "A billionaire."


3

The girl asked her boy friend, "Darling, if we get engaged will you give me a ring ? "
"Sure, why not" replied her lover "What's your phone number ? "


4


Santo : Banto, You are looking different today.
Banto : Yes, Doctor has asked me to loose some weight.
Santo : So have you lost.
Banto : Yes, I have stop putting my make up.

5


The Latest News - Today some scientists in the India revealed that beer contains small traces of female hormones. To prove their theory, they fed 100 men 420 bottles of beer and observed that 100% of them started talking nonsense and couldn't drive !

6


Thief : Quickly hand over your purse I have a gun.
Lady : Here take it.
Thief : Ha! Ha! No bullets in my gun.
Lady : Ha! Ha! No Money in my purse.

OnPage Search Engine Optimization Techniques

Email Marketing is the king of advertising in online marketing but the effect of spam filters and volume emailers has certainly put a damper on the reach it once had. This has forced online marketers to reach deep and learn new methods of online marketing. Search Engine Optimization has moved to the forefront of many online marketers advertising plans.

Search Engine Optimization is the art of designing your web pages to be ranked high by search engines for keywords that you target. There are several methods and they vary from Search Engine to Search Engine. One aspect of Search Engine Optimization relays heavily on the Onpage Optimization.

Onpage Optimization deals with the placement of keywords on the page, the header tags, the appearance of the keywords and the use of keywords in the meta and alt tags on the page. Below are some tips on OnPage optimization that I have picked up and used in my own web sites.

Step1: Select a page title that only includes your keywords.

Step 2: Use Header Tags to emphasize the keywords you have selected. Use your number 1 keyword in the {H1} tag and secondary keywords in your {H2} header tags.

Step 3: Write solid content that naturally includes your main and your secondary keywords throughout the text. If possible use your first keyword as near the top of the content and as close to the bottom of the content as possible.

Step 4: Once the content is complete go through and randomly bold, italicize and underline the main and secondary keywords.

Step 5: Be sure to use your keywords in the alt tags of your images.

As a guide you might do a search for you main keyword in Google. View the page and the source code of the page to see what OnPage Optimization that webmaster did to get a top rank.

While OnPage Optimization can be a significant reason why your web site ranks well in the search engine there are several other key factors like, page content, link popularity, site indexing and competition.

Facts About Being a Vegetarian

There are three major types of lifestyles and eating habits that vegetarians may include in a diet.

The first type is a lacto-vegetarian. These devotes exclude all types of meat and eggs, but will include dairy products as part of their meals.

The second type of vegetarian is a vegan, or a strict vegetarian. This group does not eat any type of meat or dairy products, such as milk. There are also some vegans that will not eat honey.

The third type of vegetarian is known as a lacto-ovovegetarian. This is the major form of vegetarian lifestyle that many take part in. It includes excluding meats only, but including eggs as well as dairy products.

The type of vegetarian you decide to become will be determined by knowing what types of nutrients you need.

There are several reasons why one may decide to become a vegetarian. Vegetarians are known to have fewer health problems than others. They suffer from fewer heart disease and cancer problems, including lower instances of colorectal, ovarian and breast cancer. High blood pressure and diabetes are also lower amongst vegetarians.

A vegetarian diet includes most of the nutrients one needs for good health. Vegetarian diets exclude most types of fats that are not healthy for you. These diets also add fiber to the diet, which helps in circulation and functioning as well nutritional balance.

Despite this balance and these benefits, there are several extra nutrients that vegetarians have to make sure they get in of their diet. Vegetarians need to insure that they get enough protein. It's important to make sure that enough protein is eaten. Grains, beans, tofu, nuts, eggs or peas can contribute to adequate protein consumption. Without protein, you will not have enough energy for the day.

The second nutrient that is needed in a vegetarian diet is calcium. If you eat dairy, this will be easier to consume. However, if not, you can find calcium in darker greens. Vitamin D, Iron and Vitamin B-12 are the other three nutrients that may be lacking in this diet.

Being a vegetarian is an option for maintaining a different type of lifestyle and diet. As long as one recognizes the need for additional nutrients, it is a very healthy diet.

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Blonde Jokes

Blonde Inventions
1. The water-proof towel
2. Solar powered flashlight
3. Submarine screen door
4. A book on how to read
5. Inflatable dart board
6. A dictionary index
7. Ejector seat in a helicopter
8. Powdered water
9. Pedal-powered wheel chair
10. Water-proof tea bag




During a rock climbing expedition, an accident occurred, as some of the grappling hooks gave way. This left the eleven climbers clinging precariously to the wildly swinging rope suspended from a crumbling outcropping on the Mountain. Ten were blonde, one was a brunette. As a group they decided that one of the party should let go. If that didn't happen the weight on the rope would cause more of the hooks to give way and everyone would perish. For an agonizing few moments no one volunteered. Finally the brunette gave a truly touching speech saying she would sacrifice herself to save the lives of the others. All ten blondes applauded.




Three women worked in the same office with the same female boss. Each day, the boss left work early. One day, the women decided that when the boss left they would leave too. After all, she never called or came back to work, so how would she know they went home early? The brunette was thrilled to be home early. She did a little gardening, had some playtime with her son, and went to bed early. The redhead was elated to be able to get in a quick workout at the spa before meeting a dinner date. The blonde was happy to get home early and surprise her husband. But when she got home, she heard a muffled noise coming from inside her bedroom. Slowly and quietly, she cracked open the door and was mortified to see her husband in bed with her boss! Gently, she closed the door and crept out of her house. The next day, at their coffee break, the brunette and redhead said they planned to leave early again, and they asked the blonde if she was going to go with them. "No way," she said. "I almost got caught yesterday!"

Blonde Jokes

Blonde Inventions
1. The water-proof towel
2. Solar powered flashlight
3. Submarine screen door
4. A book on how to read
5. Inflatable dart board
6. A dictionary index
7. Ejector seat in a helicopter
8. Powdered water
9. Pedal-powered wheel chair
10. Water-proof tea bag




During a rock climbing expedition, an accident occurred, as some of the grappling hooks gave way. This left the eleven climbers clinging precariously to the wildly swinging rope suspended from a crumbling outcropping on the Mountain. Ten were blonde, one was a brunette. As a group they decided that one of the party should let go. If that didn't happen the weight on the rope would cause more of the hooks to give way and everyone would perish. For an agonizing few moments no one volunteered. Finally the brunette gave a truly touching speech saying she would sacrifice herself to save the lives of the others. All ten blondes applauded.




Three women worked in the same office with the same female boss. Each day, the boss left work early. One day, the women decided that when the boss left they would leave too. After all, she never called or came back to work, so how would she know they went home early? The brunette was thrilled to be home early. She did a little gardening, had some playtime with her son, and went to bed early. The redhead was elated to be able to get in a quick workout at the spa before meeting a dinner date. The blonde was happy to get home early and surprise her husband. But when she got home, she heard a muffled noise coming from inside her bedroom. Slowly and quietly, she cracked open the door and was mortified to see her husband in bed with her boss! Gently, she closed the door and crept out of her house. The next day, at their coffee break, the brunette and redhead said they planned to leave early again, and they asked the blonde if she was going to go with them. "No way," she said. "I almost got caught yesterday!"

Tips For Domain Name Registration

If you are an average internet user, then you must be pretty familiar with the term ‘domain name’. In layman terms, it is a unique name given to address a particular website each time you visit it on the internet. However, technically speaking, a domain name means much more than that. Domain name of a website refers to the text name that corresponds to its numeric IP address of a computer in the internet. The domain name of a website possesses some kind of characteristics that differentiate it from other domain names.

As a matter of fact, you could come across domain names that are pretty similar to each other but not exactly alike. Usually, similar sounding domains names may have extra characters such as underscores (_), hyphens (-) in them to distinguish them from each other. Similarly, domain names could also be different from each other in terms of their extensions such as .com, .net, .org, .gov and so forth.

The internet users around the world can access to a particular website only by using its domain name which is unique.

Need For Domain Name Registration

Domain name registration is the first and forest step of hosting a website on the World Wide Web. It offers an identity to your website with which the internet users will recognize your website. The more unique you domain name sounds, the easier it is to remember for your site visitors. A unique domain name also enables you to safeguard against domain replication.

How to Register A Domain Name

You can register a domain name by going to anyone of the worldwide domain name registrars. Whether you are able to register your domain with a specific name depends on a number of factors; the most important of them being the availability of the domain name. Some of the widely used domain name registrars are:

http://www.namesecure.com,
http://www.godaddy.com, and
http://www.hostway.com

The cost for registering a domain name might differ from one registrar to another. However, you must check different prices charged by various domain name registrars before settling for one.


Guidelines for Domain Name Registrations

Domain name being such an important aspect of your website calls for meticulous consideration of a few factors such as:

- Consider some key factors such as terms, length of service, and price per service package while registering a domain name. You should always choose a service package that suits your existing and future needs even if it cost high in stead of settling for a cheaper service package that could prove costly in the long run.

- Choose a domain name that should contain either you own product or company’s name. This will not only ensure that your opted domain name is available but also enhance the brand awareness of your product.

- From SEO (Search Engine Optimization) standpoint, you should consider including the targeted keyword in your domain so that it will be search engine friendly which in turn will immensely benefit your website from SEO perspective.

- Registering your domain name on a dedicated IP server is always recommended as it will offer you better credibility from search engines. Domain names hosted on shared IP servers stand the risk of being blacklisted incase anyone of the other subscribers engages in some unethical SEO practices.

Rising Film Directors

Pulling this right from Wikipedia, the free encyclopedia a director is a person who directs the making of a film.[1] A film director visualizes the script, controlling a film's artistic and dramatic aspects, while guiding the technical crew and actors in the fulfillment of their vision. However, film directors do not in all countries have absolute artistic control. The director can also be selected by the producer. The producer can in this case have veto power over everything from the script itself to the final cut of the film, often in anywhere from slight to extreme opposition to the director's vision.



Some of the best known current directors are Martin Scorsese, Joel and Ethan Coen, Quentin Tarantino, Robert Rodriguez, Steven Spielberg, Craig Brewer, John Singleton, Spike Lee, and Francis Ford Coppola . All of their films have impacted popular culture in a major way. They are filmmaking icons that many aspiring film directors respect and admire for their work. This article is not going to focus on these celebrated directors. Their work, success and awards speak for themselves. Instead I want to introduce some fresh new film directors that are hitting the scene with brash films that are really entertaining.



Director Michael D. Olmos gave viewers one hell of joy ride in his thriller-crime drama "Splinter" starring Tom Sizemore, Edward James Olmos, and Noel Gugliemi. The plot summary off IMDB.COM reads like this, On the mean streets of LA, two gangsters - - Dreamer (Almeida) and Dusty (Noel G.) - - unite over the mysterious murder of their brother. Dreamer, with the bullet that killed his brother still lodged in his skull, is desperately seeking revenge when he crosses paths with Detective Gramm (Atis), a confident rookie cop partnered with corrupt veteran Cunningham (Sizemore). Amidst a rising body count and the threat of an all-out gang war, the four characters lock themselves in a brutal end-game as they discover who among them is creating the brutal chaos. What made this film stand out was the way Michael D. Olmos was able to use dynamic camera angles to really capture the moment. The flashback scenes had this gritty look that gave the scenes more impact. It almost had that "Saw" type feel that was sinister. I was impressed with this film. Michael D. Olmos has a style that is only going to get better with each film he puts out.



Director Sid Kali delivers a powerful and gritty urban drama titled "Consignment", which is also his directorial debut. I rented this film at Blockbuster and loved it. Based on true events, Consignment is about Tommy Jones, a reluctant East Coast drug dealer on the run with his wife, Yolanda, after a rival kingpin's plan to have him ripped-off and murdered goes wrong. In need of fast cash to go straight, the pair head to Southern California, where Tommy hooks up with his cousin, a reckless, hot-tempered drug dealer. Tommy quickly gets in over his head, and is forced to take a large shipment of crystal meth on consignment from a ruthless Latino gangster. Double-crosses, a series of brutal murders, and an old secret from his wife's past foils Tommy's plans for a new start at life. Sid Kali delivers an authentic fast-paced urban action film that erupts into 14 on screen murders. While "Consignment" is heavy on action, drug dealing, and nudity it does have a deeper under current that runs through the film. That's brought out by the way the camera always seems to be in the right place at the right time to capture the human emotion on an actors face when they are dealing with harsh situations including drug use, murder and rape. He expanded the urban genre beyond what I expected in "Consignment". I really feel Sid Kali is a director to keep your eye on. His second film "In With Thieves" is supposed to be coming out early February.



Director H.M. Coakley gives horror film fans a whole new look with "Holla". It is the first black horror film independently produced and directed by African-Americans to be acquired and distributed by a major distributor like Lionsgate. That shows he is a director on the move. "Holla" Tells the story of a TV star who is stranded with seven of her friends in a cabin on the grounds of Camp Diamond Creek. Also trapped with the group is a murderous sociopath. This film has all the classic touches and suspense of past horror films but with a distinctly urban slant. The camera work was stunning. It followed the action bringing you right into the horror yourself. H.M. Coakley knows how to tell a scary story using moving images.

Single Trick To Online Marketing Success!!!

You have ventured out onto the world wide web and have started a few websites. At first you didn't believe that money could be made online. You had probably heard of people making several thousand dollars a month or even a day just by doing online marketing.

Now that you have had a few sales online you finally see the light. You suddenly realize that if you have two sites making $100 a month, all you need to do is create 10-20 more and you will start making the BIG money.

So you forge ahead and start creating site after site and promoting them. Sales begin to increase and you realize that you are beginning to get overworked. You have to check you email constantly, keep up with the autoresponders you have set up, deal with affiliates. More than likely,
you probably use multiple third party companies to do this.

This is where you begin to wear out and start to wonder how all the "guru's" in online marketing really succeed.

Well, I'm going to let you in on a little secret. Besides having great products and driving traffic to their sites that convert to sales...the one thing almost all big online marketers have is a SYSTEM that runs smoothly. This means
that they can take payments, have autoresponders integrate with orders, have a strong affiliate program, have a newsletter, etc. ALL running in ONE system.

This way everything is automated creating less work for you and more time for you to create more products and websites.

So there you go, the secret you need to know is to AUTOMATE and create a system where everything works together. Without it, you will be working much to hard on tasks that you shouldn't be wasing time with.

Start building your online system today and you will succeed!

Seventeen year old Jon Washington

Seventeen year old Jon Washington is a new and upcoming music producer. This kid has enough potential to be the next Timbaland. He makes his own beats from scratch and sells them. Jon owns his own studio and equipment so whenever you want to make an album, you can record with him on the spot.

The name of his record company is currently called Mystic Valley Records. His beats are already professionally made and he's only 17! Don't let his age get in the way of your decision, he is professional material. Buy his beats and he promises that your album's and/or demo's will be advertised and noticed over major search engines such as google, yahoo and other various websites.To hear his sample beats, go to his page on Sample Beats. You can contact him with the information below. He's a hot new producer from Rochester New York that can and will make your beats blaze!

Great Romantic Ideas-Tips

2. Create a special music disk together of love or fun songs. Have them ready for those special times together.

3. Plant a romantic note in a book your love is reading. It can be as simple as: "I love you," "I want you" or just XOXOXOXO.

4. Next time you're at the mall together, jump into a photo booth and take some fun pictures. Keep in your car or in your desk for a quick pick-me-up during the day.

5. Plant a tree together and plan to carve your names in it when it grows big. This can be a fun place to have a picnic or just hang out together; watching the clouds or stars.

6. Stop at a local coffee shop and spend some "two-gether" time there, or take a long walk or scenic drive in the county.

7. Send your love a letter at work. You can disguise it in a regular business envelope and it can be funny or/and romantic. Or even a little naughty if you're planning a special evening together.

8. Use heart-shaped sticky notes, one or a bunch to post little messages throughout the house or garage to add a little thrill to your love's life.

9. Pick up some dipping chocolate and fresh strawberries, cherries or bananas and make tonight's dessert incredibly romantic.

10. Take a long drive and stop at a new restaurant, or a deli to pick up a picnic lunch. Spend this time really listening to each other.

11. Name a star together and when you're apart; you can look at it and know that your love is waiting for your safe return.

12. Use glow-in-the-dark stars and black lights to create a romantic night sky inside.

13. Create a spa atmosphere at home with candles, essential oils, incense burners, mood music, massagers or other relaxation products.

14. Chocolate, the flavor of romance! Serve chocolate liquor in small glassware as dessert to vamp up a romantic dinner.

15. On a special night, dim the lights and put on some soft music. Then undress leaving a trail of your clothes from the front door to the bedroom.

Promote Your Photography Sites

The best method of getting your photography Website noticed - using photography directories.

You may have spent a great deal of time and money creating the perfect Website - your photography images may be superb, but if people cannot find your site your images and talent along with your business may become a white elephant.

Promoting your Website is not that difficult but will take up some of your precious time. My advice for you is to set out a few hours per week for this.

If your Website is new the chances are that Google, Yahoo or any search engine won’t index your site for a few months. And it may even take several months before they place it to appear when someone types in a search phrase that suits your site. So you need to give your photographs and business a reasonable chance of getting paying customers.

When a search engine index’s your Website it looks to see how many links point to your site. The more links you can create the better your site will rank, but only if they are the right kind of links. Don’t spend hours and hours online getting thousands of standard ordinary links. Get links that relate to your site. Get links from other photography sites.

Photography Directories are a great way of creating free advertisement for your site and also a great way of getting valuable links to your site that search engines will recognise.

Before you submit your Website to directories, research the correct keywords that best describe your site. If your photography site is Landscaped based you need to optimise your site correctly for the keywords Landscape photography.

Once you are happy with which keywords best describe your site start submitting your site to Photography Directories. Most photography directories require a return link so you should create a links page for this alone.

When you are submitting your website you need to use the correct keywords that best describe your site in the link title to your site. The link title will be the title on the submission form. You will also need to create a good definitive description for your site. This should be no more than twenty-five words and should start with the keywords that best describe your site. This is what people will read - this is where you sell your site - a good description will enable potential customers to enter your site.

Once you have completed the form click submit and move on to the next directory. There are many good photography directories online - some specialised in certain areas of photography, more cover all areas of photography. Once you fill out the submission form correctly you will start to see the rewards.

Some directories will charge you when creating a listing; my advice is to research such websites before you part with your hard earned cash. Stay away from link farms and link companies that offer you thousands of links - these sites don’t rank well with search engines and may harm your site in the long run.

While photography directories are just one way of promoting your site; they are the easiest and quickest way to get started. Creating good quality inbound links to your site will help you achieve excellent search engine ranking for your site resulting in more and more traffic entering your photography site.

Business Phone Systems

The phone system you select for your business is one of the ways for you to connection to your customers, build revenue and boost productivity. Size of the phone systems dose not matter much, as there are huge variety of phone models and options are there to choose from. No doubt communication is the backbone of each and every business, and it facilitates us to get connected not only with customers but also with office staffs which means more revenues and more productivity.


Generally business phones use digital lines and get operated via open standards (such as Interface Protocol) or via proprietary standards implemented only by a given manufacturers (like Nortel, Norstar Meridian, Avaya etc.) to their product line. And don’t relate Business phone systems with Analog Phone systems, as it is different in its handling ability and route calls from varying lines and/or extensions. Though some phone system offers the ability to use analog single line phones but they have limited features or removed for the extraneous set.


It is advisable that before investing in any type of phone system, one need to estimate account for the future expansion and needs of the company over the next few years. It is better and cheaper to plan and allow for expansion need at an early stage.


The phone is still the main communication system for most of the small businesses. An effective business phone system is one that benefits both the company and its customers, so that both can easily get in touch with each other without encountering any problems. Your business phone systems must meet the powerful and flexible features to improve productivity, efficiency and customer service. Yet the phone systems must be easy to use and must provide adequate capacity for many years into the future.

5-step process to beating Wikipedia

1) Improve your writing style

You must improve your writing. If your writing is similar to the boring (although concise) Wikipedia text, you're doomed. Inject your personality and develop your own style of writing. My style of writing is very plain, direct and personal. Some people choose to write in a more poetic / scholarly way. Some people inject humor or use harsh words. No matter what, improving your writing style will set you apart and attract loyal readers to your blog.

2) Become more opinionated

People sitting on the fence sooner or later fall over. You either like something or hate it. If you're neutral, you're Wikipedia. Don't try to become another encyclopedia; become the most dramatic blogger or writer.

Express your feelings for a certain product or service you've tried, even if it means you may lose some affiliate commissions from your honesty. It's ok if some people hate the way you completely flamed a product or service. In the long run people will still prefer to read what you have to say then read a neutral page on Wikipedia.

3) Stay current and relevant

Read up on your industry, and put yourself in a position where you understand not only the past, but also the present and future of certain topics in your market. Wikipedia can't beat you if you can (based on your established position of an expert in a focused market) foretell the future and influence others to accept your views.

No one cares about history. They only care about the present and the future. If you are ahead of the market, or at least up-to-date with the latest developments, write about it and let people know.

4) Perfect your personal brand

Make everything you write, everything you sell, your sites and your design smell, taste and feel like YOU. It must be consistent enough so that people don't even need to read a site to know that it belongs to you. Don't brand yourself as a know-it-all; brand yourself as a true expert inn a niche market, and everyone will love you for it.

Wikipedia goes a mile wide and an inch deep. You on the other hand should go just an inch wide, but a mile deep.

You are a brand. Market that brand, and your online business will take a turn for the better. Unique branding, as history has proven, adds incredible power to any business.

5) Don't put all your eggs in SEO

Search engine optimization is great and all, but it only takes another 9 more Wikipedia type of sites to completely dominate the first page of Google. There's absolutely no way you're going to beat sites like that in terms of pure SEO.

Focus more on social networking, making friends, finding new business partners, and creating more non-SEO-dependent sites. There are other ways to get traffic to your blogs than just search engines, so get creative. If you're stuck with the idea of "Write great content and the traffic will come", you're in for a big surprise.

The bottom line is that you can't beat Wikipedia at their own game. Thousands have tried and failed miserably. But if you change your game, as far as your online business is concerned, you'll always win.

Online Live Chat Software

Live chat tool allows your web site visitors to connect to company representatives and have their questions answered instantly. Tool provides technical support to real-time online businesses such as travel, real estate, auto sales, web hosting, education, insurance, finance, web designing etc. Web chat software loads fast and is completely web-based, so the end users don't need to download any plug-in application to chat directly with staff. Utility is fully capable to receive offline messages when the customer support operator is not online or is unavailable. Operator can transfer the chat to another if necessary.





Tool supports all types of browsers like Internet Explorer, Netscape, Mozilla, Opera and Firefox. Tool can save all chat sessions. Website chat software allows website administrator to change login-password of the web chat utility. Utility is capable of configuring web chat software according to your website and allows you to use customizable size chat buttons. Software is developed in active server page (ASP) script and AJAX, does not require any special plugs, Java Applets or DLL to be installed on the server.





Features: * Live chat software provides real-time text chat.



* Software is easy to use and provides option to send offline messages when the operator is not online or is unavailable.



* Digital chat software offers real time interaction with online shoppers, and a proven increase in sales conversions.



* Tool supports all types of browsers like Internet Explorer, Netscape, Mozilla, Opera and Firefox.



* Web chat utility supports multilanguage chat.

Online Live Chat Software

Live chat tool allows your web site visitors to connect to company representatives and have their questions answered instantly. Tool provides technical support to real-time online businesses such as travel, real estate, auto sales, web hosting, education, insurance, finance, web designing etc. Web chat software loads fast and is completely web-based, so the end users don't need to download any plug-in application to chat directly with staff. Utility is fully capable to receive offline messages when the customer support operator is not online or is unavailable. Operator can transfer the chat to another if necessary.


Tool supports all types of browsers like Internet Explorer, Netscape, Mozilla, Opera and Firefox. Tool can save all chat sessions. Website chat software allows website administrator to change login-password of the web chat utility. Utility is capable of configuring web chat software according to your website and allows you to use customizable size chat buttons. Software is developed in active server page (ASP) script and AJAX, does not require any special plugs, Java Applets or DLL to be installed on the server.


Features: * Live chat software provides real-time text chat.

* Software is easy to use and provides option to send offline messages when the operator is not online or is unavailable.

* Digital chat software offers real time interaction with online shoppers, and a proven increase in sales conversions.

* Tool supports all types of browsers like Internet Explorer, Netscape, Mozilla, Opera and Firefox.

* Web chat utility supports multilanguage chat.

Six Simple Steps to Flawless Marketing copy

Have you ever visited a website that had poorly written text or read a brochure that had typos or spelling errors on the cover? I don't know about you, but I am always turned off by this kind of sloppy work. In fact, if the offending business isn't paying attention to these little details, I wonder what else it is missing. Maybe the company will mail my purchase to the wrong address or forget to gift wrap the package I need sent overnight. Of course, these scenarios are exaggerations, but that's the risk companies take when they overlook details like good copywriting and editing. When we see mistakes—even minor ones—we question the quality of a company's work.

How can you create a flawless first impression? Simple. Avoid copywriting and editing errors in your own marketing materials with these guidelines.

1. Identify your target audience and the voice you'll use when speaking to it. Are you offering your services to CEOs and top level managers? If so, consider using a professional tone in the third person (they, he, she). Maybe you want to appeal to parents of young children. Consider a more casual, friend-to-friend tone in the first (I, we, our) or second person (you). Be sure to consider the type of material you are writing, too. Brochures tend to be more formal than website copy, for example. Flyers and coupons, on the other hand, are often lighter in tone.

2. Present your information in a well-organized, easy-to-follow manner. How? Outline your ideas ahead of time and organize them as if you were a prospective customer. Ask yourself these questions: What problem is this business solving for me? What benefits will I get if I buy this product or service? How much does it cost? Why should I choose this business instead of another? Take your answers to these questions and logically organize them. On a website for example, your home page should tell prospective customers what problem you are solving for them and what's in it for them. Subsequent pages can discuss pricing (pricing or a rates page) and differentiation (about us, why choose us).

3. Write, revise, repeat. After writing your initial draft, set the material aside for a few hours or overnight if time allows. When you come back to revise it, you'll have fresh eyes and errors such as spelling, punctuation, grammar and organization are more likely to jump out at you.


4. Have someone else proofread your copy. No matter how skilled we are at writing and proofreading, we will always make mistakes. We're human and we can't avoid it, but we can improve our chances of error-free copy by having someone else proofread our work. Almost anyone will do—a friend, co-worker, spouse, teenage son or daughter, even a customer. Ask him or her to not only look for errors but to see if the information is concise and complete. Do you need more text? less text? Can you easily find the information you need?

5. Correct mistakes as soon as you find them. Imagine that you've published your copy to the web or had your materials printed before you find a glaring error. It's not the end of the world, but you'll want to fix it right away. Web changes can often be made quickly. Printed materials take a bit longer—and more money—to correct, so keep a file of changes to make before your next reprint.

6. Lastly, if this process is completely unappealing to you or if you are simply too busy, consider hiring a professional copywriter for the job. He or she will gather information about your intended audience, products and services, and company and, based on your direction, will write copy that is clear, concise and complete and that will draw in readers. To find a professional copywriter, try a Google search for copywriters in your region or look for local writing and editing organizations for referrals. Many have online directories that list qualified copywriters. When selecting a copywriter, I recommend that you contact two or three, read samples of their work and interview them by phone to see if your personalities and work styles are a match. This step may increase your marketing budget a bit, but the quality of your materials will be well worth it.

If you tackle your next copywriting project with these ideas in mind, your marketing copy will be flawless, allowing your message to shine through.

666 - The Beast Movies

Donald Lawson - the anti-Christ child has grown up and forgets all about his past. Donald is reminded of his old ways by his boss who is a devout follower of Evil. Donald's wife Kate is carrying the child who is deemed by prophecy to lead the battle against Evil. Will Kate and her seven clergies be able to fend off the Evil that has returned?

"666 - The Beast" is a horror movie that has been directed by Nick Everhart. The key characters of the movie are: Donald Lawson (Chad Mathews), Ashmed Chammadai (Amol Shah), Father Deacon Cain (Collin Brock), and Kate Lawson (Makinna Ridgeway). The story of the movie goes like this:

Kate is cautioned by her doctor sister Sarah about looking for a house while she was pregnant. After that she sees a dream in which someone gets pushed in front of a moving bus by a mysterious light. Sarah is shown screaming when she sees a dead body coming to life in a mortuary. Next morning she is found crucified to the wall by a Janitor. The church of Vatican sends Deacon Cain to her as the hour of prophecy had reached.

Meanwhile Kate's sister Sarah dies. While Kate was trying to overcome the trauma of her sister's death, Deacon approaches her and tells her about the prophecy. Kate begins to have demonic visions. Donald is reminded of his earlier life and told how he killed his co-worker. He quickly falls into his old ways and a large number of people start following him.

The movie was released across theaters in the UK in 2007. The DVDs and CDs of the beast movies are available at leading online retailers of the UK like Amazon UK, Woolworths, Foyles and Tesco. Several stores are offering the DVDs and CDs of the movie at attractive deals.

666 - The Beast Movies

Donald Lawson - the anti-Christ child has grown up and forgets all about his past. Donald is reminded of his old ways by his boss who is a devout follower of Evil. Donald's wife Kate is carrying the child who is deemed by prophecy to lead the battle against Evil. Will Kate and her seven clergies be able to fend off the Evil that has returned?

"666 - The Beast" is a horror movie that has been directed by Nick Everhart. The key characters of the movie are: Donald Lawson (Chad Mathews), Ashmed Chammadai (Amol Shah), Father Deacon Cain (Collin Brock), and Kate Lawson (Makinna Ridgeway). The story of the movie goes like this:

Kate is cautioned by her doctor sister Sarah about looking for a house while she was pregnant. After that she sees a dream in which someone gets pushed in front of a moving bus by a mysterious light. Sarah is shown screaming when she sees a dead body coming to life in a mortuary. Next morning she is found crucified to the wall by a Janitor. The church of Vatican sends Deacon Cain to her as the hour of prophecy had reached.

Meanwhile Kate's sister Sarah dies. While Kate was trying to overcome the trauma of her sister's death, Deacon approaches her and tells her about the prophecy. Kate begins to have demonic visions. Donald is reminded of his earlier life and told how he killed his co-worker. He quickly falls into his old ways and a large number of people start following him.

The movie was released across theaters in the UK in 2007. The DVDs and CDs of the beast movies are available at leading online retailers of the UK like Amazon UK, Woolworths, Foyles and Tesco. Several stores are offering the DVDs and CDs of the movie at attractive deals.

How to Make Money Blogging!!!

Blog is a means of communication, and something that they love doing just for the fun of blogging. They do not feel the need to money from their blogs, or at least not initially. However, the longer many people are involved in blogging, the more they tend to add monetization to their page. They can do this in a number of ways, although if you are new to blogs, you should probably get your blog known before trying to find ways of making money from your visitors.

Blogging is not so much a skill as an art, and there are many excellent bloggers that wouldn’t know where to begin to make money with internet marketing. So, if you are used to making money on your websites, then make sure that you understand how to blog before you try to make money from that as well. The reason for that is that blog readers are not like search engine users. They are not necessarily seeking information or the answer to a problem. They likely want to be entertained, or to find out what their favourite blogger has to say next.

When you are considering how to make money blogging, therefore, you have to consider what type of blog you need in order not to scare away those in it for the fun. Any ‘how to’ blog would be a good candidate, although it depends on the subject that you offering information on how to do it! ‘How to Avoid Spending Money Online’ would be a very popular blog, but not conducive to attracting people just dying to open their wallets for you!

‘How to Avoid Spending Money Online – only $97 Buy it here’. Ha-Ha! Some chance. So consider the topic of your blog. If you are offering information, for example info on training dogs, then you can add some Adsense blocks o your blog and make some money that way. If your readers want to, they can click on one of the links for more information.

You could also add an affiliate product that is relevant to your topic. Don’t overdo it, just add the one and see how it goes. To do this, you have to be able to control your blog content and formatting. To have total control you should run your blog from your own website, rather than from blogger.com or Wordpress.com. Download your own blogging software, and Wordpress offer a free download from wordpress.org – that is probably your best bet if you need total control.

There are other ways in which you can use your blog to make money, one of them being to advertise your websites on your sidebar. You can modify your sidebar using html from your Dashboard, though will have to be using the downloaded version. You can also include a good affiliate offer in your sidebar. Any product will do that is related to the topic of your blog. Don’t have a blog about carp fishing and offer dog training courses. I know it seems obvious, but you would be surprised!

Another thing you can do to make money indirectly from blogging is to include an opt-in form somewhere on your blog. You could add one to each blog, but the easiest is simply to put it on your sidebar. This works best with a three column blog, but you could add it to the top or bottom of your sidebar for maximum effect.

These are just one or two ways how to make money blogging, and it just takes a bit of imagination for you to think of many more that you can use to make money while enjoying your blogging. People don’t mind paying for stuff they want to buy, and those that are not interested don’t have to click on your links. Many people make their living from blogs and if you know to do it properly, you can do the same. All it takes is a bit of thought and the knowledge of what can be done and must be done to achieve it.
www.mydzo.wordpress.com

How to Make Money Blogging!!!

Blog is a means of communication, and something that they love doing just for the fun of blogging. They do not feel the need to money from their blogs, or at least not initially. However, the longer many people are involved in blogging, the more they tend to add monetization to their page. They can do this in a number of ways, although if you are new to blogs, you should probably get your blog known before trying to find ways of making money from your visitors.

Blogging is not so much a skill as an art, and there are many excellent bloggers that wouldn’t know where to begin to make money with internet marketing. So, if you are used to making money on your websites, then make sure that you understand how to blog before you try to make money from that as well. The reason for that is that blog readers are not like search engine users. They are not necessarily seeking information or the answer to a problem. They likely want to be entertained, or to find out what their favourite blogger has to say next.

When you are considering how to make money blogging, therefore, you have to consider what type of blog you need in order not to scare away those in it for the fun. Any ‘how to’ blog would be a good candidate, although it depends on the subject that you offering information on how to do it! ‘How to Avoid Spending Money Online’ would be a very popular blog, but not conducive to attracting people just dying to open their wallets for you!

‘How to Avoid Spending Money Online – only $97 Buy it here’. Ha-Ha! Some chance. So consider the topic of your blog. If you are offering information, for example info on training dogs, then you can add some Adsense blocks o your blog and make some money that way. If your readers want to, they can click on one of the links for more information.

You could also add an affiliate product that is relevant to your topic. Don’t overdo it, just add the one and see how it goes. To do this, you have to be able to control your blog content and formatting. To have total control you should run your blog from your own website, rather than from blogger.com or Wordpress.com. Download your own blogging software, and Wordpress offer a free download from wordpress.org – that is probably your best bet if you need total control.

There are other ways in which you can use your blog to make money, one of them being to advertise your websites on your sidebar. You can modify your sidebar using html from your Dashboard, though will have to be using the downloaded version. You can also include a good affiliate offer in your sidebar. Any product will do that is related to the topic of your blog. Don’t have a blog about carp fishing and offer dog training courses. I know it seems obvious, but you would be surprised!

Another thing you can do to make money indirectly from blogging is to include an opt-in form somewhere on your blog. You could add one to each blog, but the easiest is simply to put it on your sidebar. This works best with a three column blog, but you could add it to the top or bottom of your sidebar for maximum effect.

These are just one or two ways how to make money blogging, and it just takes a bit of imagination for you to think of many more that you can use to make money while enjoying your blogging. People don’t mind paying for stuff they want to buy, and those that are not interested don’t have to click on your links. Many people make their living from blogs and if you know to do it properly, you can do the same. All it takes is a bit of thought and the knowledge of what can be done and must be done to achieve it.
http://www.mydzo.wordpress.com/

Google Image Labeler

HOW DOES GOOGLE EMAGE LABELER?

Google Maybe the most comprehensive image search provider of the web. But some webmasters don't know how to get their images indexed by Google.


Google Search that allows you to label images and help improve the quality of Google's image search results.

If your site is "Search Engine Friendly" and is a bit old, then Google must index its images too.A bit old site is required because Google dosen't update the Image Index "frequently"


How does it work?
You'll be randomly paired with a partner who's online and using the feature. Over a two-minute period, you and your partner will:
View the same set of images.
Provide as many labels as possible to describe each image you see.
Receive points when your label matches your partner's label. The number of points will depend on how specific your label is.
See more images until time runs out.

After time expires, you can explore the images you've seen and the websites where those images were found. And we'll show you the points you've earned throughout the session.

Tips:
You may click the "pass" button if you can't think of any more labels for an image. If you and your partner both click "pass," you'll see the next image but receive no points for the passed image
You'll receive more points for matches with more descriptive labels. For example, this image can be described by the labels: sky (50 points), bird (60 points), soaring (120 points), or frigate bird (150 points).




What do you need to participate?
Just an interest in helping Google improve the relevance of image search for users like yourself. If you log in to your Google account, we will keep track of your points for you. You may also enter a nickname, but we do not require either a nickname or a login to use Google Image Labeler.

4 Ways You Can Make Money Online With Your Blog Post#

When you blog online, it is really important to be not shy about promoting products on your blog. In the past I used to think that if I pitched too much my viewers wont like it. But the fact is that the blogger also have to make a living from his efforts so once in a while it’s good to have a pitch on your blog but not too much.

Here’s are 4 ways I normally do it on my blog which I found great success with:

1. Direct Pitch Post

This style of writing may offend new readers if they just visited your blog but it does show a point and direct message to tell them to buy something. Although everyone do not like reading a sales pitch post, but if you not pitch to your viewers, your customers will never know directly what you are trying to sell them.

2. In Direct Pitch Post

I love doing this the most because the pitch is so hidden that you will never noticed it’s a pitch link. However I realized although you may have a high click through for the link. But the chances of them closing the browser after they click on the link would also be higher depending what the person offer on the sales page.

Some sales page would offer a free gift which I felt is a good way of generating leads and sales. But there are also some that only hard sell to you. There are pros on and cons to each type of sales copy but you should try a mix of both and test.

3. Review Products Post

A very innocent way to sell a product on your blog would be by reviewing people’s product. However you would not want your WHOLE blog to be about just reviews. You need a good mix of both quality information and reviews. Most blogger made a mistake of just providing information but do not offer any products or recommendations.

4. Put Your Affiliate Links To Keywords of Your Other Post

You can also promote affiliate links using hidden words or parts of your blog post on your blog. I had seen many bloggers do that quite often with great success and proof to convert also pretty well. There are also plug-ins you can buy to replace all words on your blog or some of the keywords to always point to your affiliate links too.


http://www.mydzo.wordpress.com

How to take care cat at various ages?

You loves pets. Especially, you love cat so much. Cat is a lovely pet, it is always affectionate towards you. Step by step, it becomes a good friend. Cats are the most lovable among all pets. But, though pets are lovable, it is often found that due to sheer ignorance we become unable to take due care of them. We expect them to be our lifelong companion, so we must do the right thing at the right moment in order to look after our cherished pets. This means being aware of some of the needs of the cat or kitten at various ages and stages of development.

When you have a kitten. It seems difficuly. Do not worry! With these information below, you can be easy in taking care kitten. From birth to 16 weeks they are learning their way around. The kittens may be playful and adventurous but some may also be a bit timid and shy. Be aware that they need correct feeding for growth and nutrition and that they are unaware of danger and potential harm. They are small and often playful which means they can get in to all nooks and crannies to come to harm. Watch out for them. From 16 weeks to 1 year the kitten will likely still be very playful and courageous and a handful for their owners! They are still learning their way around in life.

When about six months old, you should consider an operation to neuter the cats. That is, if you are not planning to breed of course. This will protect them from unnecessary attention from other cats and prevent unwanted litters. From 1 to 8 years the young cat is in his or her prime. At this juncture make it a regular habit to be in touch with your veterinarian medical practitioner – he will be able to get to know your pet and detect disease at an early stage. He will also advise on correct vaccination and other health promotion issues. From 8 to 12 years. the pre-geriatric cat may begin to slow down and after it has crossed the age of 12 years it is entering the stage of old age and you should consider starting to take care of the cat in his or her senility.

A cat has changing needs and wants at various ages. By knowing this you can begin to get a feel for the correct way to look after and support you cat.You will meet intial hard problem in cat care at various. However, if you love cat, you will feel easy. And some information above, you can have more knowledge in cat care.

http://jeerekhorsani.blogspot.com

How to take care cat at various ages?

You loves pets. Especially, you love cat so much. Cat is a lovely pet, it is always affectionate towards you. Step by step, it becomes a good friend. Cats are the most lovable among all pets. But, though pets are lovable, it is often found that due to sheer ignorance we become unable to take due care of them. We expect them to be our lifelong companion, so we must do the right thing at the right moment in order to look after our cherished pets. This means being aware of some of the needs of the cat or kitten at various ages and stages of development.

When you have a kitten. It seems difficuly. Do not worry! With these information below, you can be easy in taking care kitten. From birth to 16 weeks they are learning their way around. The kittens may be playful and adventurous but some may also be a bit timid and shy. Be aware that they need correct feeding for growth and nutrition and that they are unaware of danger and potential harm. They are small and often playful which means they can get in to all nooks and crannies to come to harm. Watch out for them. From 16 weeks to 1 year the kitten will likely still be very playful and courageous and a handful for their owners! They are still learning their way around in life.

When about six months old, you should consider an operation to neuter the cats. That is, if you are not planning to breed of course. This will protect them from unnecessary attention from other cats and prevent unwanted litters. From 1 to 8 years the young cat is in his or her prime. At this juncture make it a regular habit to be in touch with your veterinarian medical practitioner – he will be able to get to know your pet and detect disease at an early stage. He will also advise on correct vaccination and other health promotion issues. From 8 to 12 years. the pre-geriatric cat may begin to slow down and after it has crossed the age of 12 years it is entering the stage of old age and you should consider starting to take care of the cat in his or her senility.

A cat has changing needs and wants at various ages. By knowing this you can begin to get a feel for the correct way to look after and support you cat.You will meet intial hard problem in cat care at various. However, if you love cat, you will feel easy. And some information above, you can have more knowledge in cat care.

http://jeerekhorsani.blogspot.com

Unlimited Software Downloads -

There are many websites that offer unlimited software downloads, but the software is usually not very good quality. I have searched many websites were I can get all of the unlimited software downloads that I would need and want. When I came across the software download site, there was more than just unlimited software downloads.

The unlimited software downloads site has downloads for music software, video games, music, movies, office tools, and much more. Here I can get all of the downloads I need for a one time only membership fee. Other sites charge per download, the site gives you unlimited downloads for life 24 hours a day with just a one time only small membership fee. Click Here

They offer 24/7 free technical support which is second to none. If you ever have any questions or problems, you can contact them with any technical questions. They will walk you step by step, through any problems you may be having with your unlimited downloads.

The have fast unlimited 24/7 downloads, no time limits, resume anytime, no bandwidth limits, no content limits You can download as many games, music, software, and movies as you want. Using their exclusive and easy burning software, copy any file to DVD or CD. Click Here

With Over 1 million files find exactly what you are looking for. All movies, music and games come with excellent quality. The unlimited software download site also provides you with antivirus, firewall, antispyware and design programs software, along with tutorials to get you started immediately.

You can begin downloading your unlimited software downloads within minutes after joining. You really get your money's worth. There are many sites that offer software downloads but I have never come across a site that offers as much as this one does.

They srarted hanging out after the pole Melted

Don't Lie to Mom

A horse and a chicken are playing in a meadow. The horse falls into a mud hole and is sinking. He calls to the chicken to go and get the farmer to help pull him out to safety. The chicken runs to the farm but the farmer can't be found. So he drives the farmer's Mercedes back to the mud hole and ties some rope around the bumper. He then throws the other end of the rope to his friend, the horse, and drives the car forward saving him from sinking!

A few days later, the chicken and horse were playing in the meadow again and the chicken fell into the mud hole. The chicken yelled to the horse to go and get some help from the farmer. The horse said, "I think I can stand over the hole!" So he stretched over the width of the hole and said, "Grab for my 'thingy' and pull yourself up." And the chicken did and pulled himself to safety.

The moral of the story:

If you are hung like a horse, you don't need a Mercedes to pick up chicks.

Blonde mail call

A man was mowing his front yard when his attractive, blonde, female neighbor came out of the house and went straight to her mailbox. She opened the mailbox, looked inside, slammed it shut, and stormed back into her house. A little later, she came out of her house again, went to the mailbox, again opened it, and again slammed it shut. Angrily back into the house she went.

As the man was getting ready to edge the lawn, the blonde came out again. She marched to the mailbox, opened it and then slammed it closed harder than ever.

Puzzled by her actions, the man asked her, "Is something wrong?"

She replied, "There certainly is! My stupid computer keeps telling me I have mail!"

Federal student loan consolidation

LOAN

A loan is a type of
debt. All material
things can be lent but this article focuses exclusively on monetary loans. Like
all debt instruments, a loan entails the redistribution of financial
assets over time,
between the

lender and the

borrower.

The borrower initially receives an amount of
money from the
lender, which they pay back, usually but not always in regular installments, to
the lender. This service is generally provided at a cost, referred to as
interest on
the debt. A
borrower may be subject to certain restrictions known as
loan
covenants under the terms of the loan.

Acting as a provider of loans is one of the principal tasks for

financial institutions. For other institutions, issuing of
debt contracts such
as
bonds is a typical source of funding. Bank loans and credit are one way to
increase the
money
supply.

Legally, a loan is a contractual promise of a debtor to repay a sum of money
in exchange for the promise of a creditor to give another sum of money.

BANK

A bank is a commercial or state institution that provides financial
services, including issuing money in various forms, receiving deposits of
money, lending money and processing transactions and the creating of credit.
A commercial bank accepts deposits from customers and in turn makes loans,
even in excess of the deposits; a process known as fractional-reserve
banking. Some banks (called Banks of issue) issue banknotes as legal tender.
Many banks offer ancillary financial services to make additional profit; for
example, most banks also rent safe deposit boxes in their branches.



Currently in most jurisdictions commercial banks are regulated and require
permission to operate. Operational authority is granted by bank regulatory
authorities which provides rights to conduct the most fundamental banking
services such as accepting deposits and making loans. A commercial bank is
usually defined as an institution that both accepts deposits and makes
loans; there are also financial institutions that provide selected banking
services without meeting the legal definition of a bank.



Banks have influenced economies and politics for centuries. Historically,
the primary purpose of a bank was to provide loans to trading companies.
Banks provided funds to allow businesses to purchase inventory, and
collected those funds back with interest when the goods were sold. For
centuries, the banking industry only dealt with businesses, not consumers.
Commercial lending today is a very intense activity, with banks carefully
analysing the financial condition of their business clients to determine the
level of risk in each loan transaction. Banking services have expanded to
include services directed at individuals, and risk in these much smaller
transactions are pooled.



A bank generates a profit from the differential between the level of
interest it pays for deposits and other sources of funds, and the level of
interest it charges in its lending activities. This difference is referred
to as the spread between the cost of funds and the loan interest rate.
Historically, profitability from lending activities has been cyclic and
dependent on the needs and strengths of loan customers. In recent history,
investors have demanded a more stable revenue stream and banks have
therefore placed more emphasis on transaction fees, primarily loan fees but
also including service charges on array of deposit activities and ancillary
services (international banking, foreign exchange, insurance, investments,
wire transfers, etc.). However, lending activities still provide the bulk of
a commercial bank's income.



The name bank derives from the Italian word banco "desk", used during the
Renaissance by Florentines bankers, who used to make their transactions
above a desk covered by a green tablecloth.[citation needed]



Financial market

participants


Investors

Speculators

speculation

Institutional investors

Insurance companies

Investment banks

Hedge funds

Mutual funds

Pension funds

Private equity funds

Venture capital funds

Banks

Credit Unions

Trusts

Prime Brokers



Finance series

Financial market

Participants

Corporate finance

Personal finance

Public finance

Banks and Banking

Financial regulation



Federal student loan consolidation

In the United States both the Federal Family Education Loan Program (FFELP)
and the Federal Direct Student Loan Program (FDLP) include consolidation loans
that allow students to consolidate Stafford Loans, PLUS Loans, and Federal
Perkins Loans into one single debt. This results in reduced monthly repayments
and a longer term for the loan. Unlike the other loans, consolidation loans have
a fixed interest rate for the life of the loan.

Interest rates and payments

Consolidation loans have longer terms than other loans. Debtors can choose
terms of 10–30 years. Although the monthly repayments are lower, the total
amount paid over the term of the loan is higher than would be paid with other
loans. The fixed interest rate is calculated as the weighted average of the
interest rates of the loans being consolidated, assigning relative weights
according to the amounts borrowed, rounded up to the nearest 0.125%, and capped
at 8.25%. Some features of the original consolidated loans, such as
postgraduation grace periods and special forgiveness circumstances, are not
carried over into the consolidation loan, and consolidation loans are not
universally suitable for all debtors.

Consolidation loan lenders

Top consolidation lenders ranked by total FY 2006 consolidation loan
originations

Lender name	# of loans	Amt of loans ($)
Federal Direct Student Loan Program	1,169,110	$19,197,268,873
Sallie Mae	866,295	$19,841,423,841
Citibank	232,126	$4,843,119,089
Nelnet	198,624	$4,796,065,812
NextStudent	89,284	$3,320,024,025
JP Morgan Chase	115,777	$2,668,451,098
Goal Financial, LLC	111,426	$2,494,856,673
College Loan Corporation	75,360	$2,245,128,826
AES/PHEAA	166,730	$2,037,618,548
Student Loan Xpress	114,790	$1,880,997,383
Wachovia Education Finance	80,174	$1,674,979,763

^{SOURCE: Stafford (FFEL & Direct) and PLUS (FFEL & Direct) Loans, from
the National Student Loan Data System (NSLDS), US Department of Education,
Fiscal Year 2006.}

Mapping the World Wide Web with Bid Web Directories

The Internet does not remain static and mundane. It has to have new offers and progressive updates otherwise the web users will get bored knowing there are no new things to look forward to in the World Wide Web. But the truth lies where steadfast at every clicking of the mouse. New things are always being cooked up in the internet realm, in fact, a new system of websites indexing has become a popular piece of conversation among those who are connected through the internet link and for those who are making great fortune through the endless sources of making money online like webmaster do. This new concept is called bid web directory.

This recent update in the indexing of websites has made internet surfing for leisure and information a lot easier and thus life in the web less tedious in general. The bidding web directory follows one simple rule and that is to list all the websites into categories and the related sub-categories for the sole purpose of making the website search basically easy and simple. Through this new concept, all the websites are linked comprehensively making the World Wide Web closer and broader. This is an ambitious deviation from the typical search engine system the internet has introduced first to enormous web users where the web pages are all displayed and presented according to keywords only. Although this old fashioned way has literally helped the web users with the information search, the bid directory idea will save the web users from delay. The web users will not be hassled with clicking a link and opening the website only to discover that the website does not complete all the needed information.

The categorization of the websites with the bidding directory will introduce the web users with the corresponding webpage description first so that he is aware of what the website offers in a nut shell. Being saved from this simple delay means surfing time at optimum speed and the information gathering is at the right pacing, significantly. Now that is what one will call web navigation at its finest. The web directory generally enhances the surfing time and the surfing quality as well. This optimum search facility, more over is readily accessible in the web directory.

In a time where the Internet has become ultimately accessible to everyone, parents are in great concern about the kind of websites are listed in the web directory knowing how some crap sites can influence their children. That situation is typical with the search engine system where the web sites are jammed up and are indexed just like that. And following the truth that this free, the entrance becomes easier all the more. The discretion as to what will be found in the web directory will just fall into the web users. But with new concept offered by the bid web directory, the websites must pay some rough amount to maintain their ranking in the web lists as a toll for the indexing and the chance to be connected with other featured links. This amount of bid ranking fee means that only the best of the best web sites are included in the directory and that simply means that crap sites and similar bogus links are discriminated away from the web users, our children in particular. After all, crap sites and bogus links webmasters will not pay some rough dough for the bid only to mislead the web users.

Moreover, those who are earning a fortune through the websites and information providers are also in favor of the new concept. The directory will normally display the top ten ranking websites which means these are the ten websites that will most likely receive frequent visits being recommended by the directory through the page rank. Web masters can participate in the arrangement of the web lists ranking. While the directory can start the bid with practically the lowest amount, the webmasters have the option as to how much are they willing to bid for the position. The number one rank goes to the highest bidder and follows the deductive hierarchy. Similar to the typical bidding rules, somebody can outbid your position and rob it away from you. But the good side of the web directory idea is that you can rebid once more and perhaps compensate and regain your post.

Free Membership at WeTrust.org Safe Search and Directory

WeTrust.org is offering free membership for one year to websites with secure shopping facilities.

WeTrust.org is a safe shopping search and directory for websites that have secure shopping facilities. WeTrust.org is a growing and major force in secure search for safe buying and shopping worldwide. WeTrust.org is based in the United Kingdom and is part of the WeTrust Internet Research Group.

A key reason preventing some visitors from purchasing goods online is not recognising the security features used by sites or not trusting them. By having the WeTrust logo you can enable customers who are visiting your website for the first time to feel sufficiently confident to make a purchase.

Membership of WeTrust provides the following key advantages for web-based businesses:

- Increased customer confidence and trust in their sites
- Increased sales
- Increased website popularity
- Exact search of products for the website
- Additionally, web owners will benefit from the WeTrust logo and live electronic certificate provided by the WeTrust.org website. To be approved as a member of WeTrust.org your site must have secure shopping facilities, a digital certificate (such as Thawte, Geotrust, etc). So, your site must satisfy the following conditions:
1. Your site must have a secure server with valid digital certificate so it can encrypt all customer personal information, including credit card information.
2. Visitors should be able to see “https” at the start of the address bar on their browser when completing your order form page. The "s" in “https” stands for secure.

Early joining is recommended to ensure the maximum exposure of your website. You can join by going to the home page of WeTrust.org and then clicking on add site . The membership is free for the first year . Wetrust.org is delivering a high quality directory and search. Your membership will start as soon as your website has been approved. Your site will automatically be added to the WeTrust search.

As a member you will receive logos of different sizes, which you need to add to your web home page. Once visitors to your website hover their mouse on the WeTrust logo WeTrust logo on your web home page, your WeTrust membership certificate will appear.

http://mydzo.wordpress.com

Indian Film Industry Has Gone International

Former Miss World and Bollywood actress Priyanka Chopra says that Indian films are being appreciated globally and the actors are receiving offers from abroad including Hollywood.

"The Indian film industry has broken barriers and has gone international. The commercial collections and audience base abroad have grown", Priyanka told reporters in Bangalore on Thursday.

The actress said she had received "some offers" from Hollywood but said she would accept it only "if something excited" her.

"I would rather prefer to be the king here than be the Jack of all trades. There is a lot for me to achieve here," Priyanka, who has six films planned for next year, said.

"I am ready to act in any film in any language from any region, if the movie is something that excites me," Priyanka said.

On her new films, she said she had six films lined up, including God Tussi Great Ho , Love Story 2050 , Drona , Fashion and an unnamed film with Karan Johar .

Commenting on the new breed of directors, Priyanka said: "Young talent adds a lot of freshness and ideas to the industry and they are required in every sphere. The combination of young talent and stalwarts making films strikes a perfect combination for the industry."

On rumours of her marriage with a co-star, Priyanka said, "Controversies are part of public life. Though it bothers me, I seek solace in the fact that my family knows what is the truth.

Indian Film Industry Has Gone International

Former Miss World and Bollywood actress Priyanka Chopra says that Indian films are being appreciated globally and the actors are receiving offers from abroad including Hollywood.

"The Indian film industry has broken barriers and has gone international. The commercial collections and audience base abroad have grown", Priyanka told reporters in Bangalore on Thursday.

The actress said she had received "some offers" from Hollywood but said she would accept it only "if something excited" her.

"I would rather prefer to be the king here than be the Jack of all trades. There is a lot for me to achieve here," Priyanka, who has six films planned for next year, said.

"I am ready to act in any film in any language from any region, if the movie is something that excites me," Priyanka said.

On her new films, she said she had six films lined up, including God Tussi Great Ho , Love Story 2050 , Drona , Fashion and an unnamed film with Karan Johar .

Commenting on the new breed of directors, Priyanka said: "Young talent adds a lot of freshness and ideas to the industry and they are required in every sphere. The combination of young talent and stalwarts making films strikes a perfect combination for the industry."

On rumours of her marriage with a co-star, Priyanka said, "Controversies are part of public life. Though it bothers me, I seek solace in the fact that my family knows what is the truth.

Online Classified Ads

The advent of the Internet brought with it the invention of online classified ads. Believed to be the height of advertising and marketing, but the kiss of death for newspapers and other advertising venues. It turned out both beliefs were untrue and basically over hyped. Over time, it was learned that online classified ads used in conjunction with other forms of already established media actually made each other stronger. Then the use of online classified ads blossomed again and took on a whole new avenue for the internet marketer. Many not only added classified ads to their pages, entire sites popped up specifically for displaying online classified ads.

At first, people loved being able to not only advertise their goods and wares but they enjoyed just browsing and surfing other ads. It was a virtual flea market of goodies; city to city, coast to coast, and even country to country. Free online advertising made it possible to sell anything anywhere and with little or no risk. Besides being able to advertise a vast amount of merchandise coast to coast and the ability to find specialty items anywhere in the world, online classified ads also allowed a new venue of marketing for the masses. Those who sold products could use online ads to marketing their products without having to have a website.

The internet opened up a world of marketing for those in the start-up stage of business who could not or did not want to finance a website at the time. Online classified ads could be placed on any number of reliable sites, in the marketer's own city or abroad. Placing ads abroad meant a business could widen its customer base at little or no cost to the business, leaving cash flow to put towards other parts of the venture. Ads could be as long or as short as necessary and could be placed in many different areas as many times as needed. As the majority of online sites offered this service for free, it became an indispensable form of advertising and marketing; akin to having a 24 hour coast to coast store front.

At first, many newspapers merely offered simple advertising options; but by following the trend of sites dedicated to online classified ads, newspapers realized being allowed to add banners or pictures only further increased the value of online advertising. Newspapers found they had better advertising success when sections such as real estate and car sales were allowed to add pictures. Customers too found adding a picture instead of having just a mere description attracted more viewers to their ads. More viewers meant more offers, which meant getting that house or car sold faster. Suddenly, spending for online advertising began to be a larger part of newspaper budgets every where.

Many sites that offer online classified ads have also seen the benefit of adding other options such as chat and forums for their customers. A number of people who may go online looking for a certain item are more than likely to click on a few ads that catch their interest. They may also be willing to stick around and pop in for a discussion and see what the general public has to say about things. It has been found that sites that offer online classified ads have the opportunity and ability to become community centers and venues for communication. A person can go in looking to find a bargain basement on wicker furniture or a vitamin health regimen and come out with a whole lot more.

How to Lower Your Minimum Bids With Google AdWords

Why does Google Adwords Want $10 Minimum Bid? This is a question I hear all of the time.

You've spent time and money researching a market, more time and money putting a website together for that market and
your ready to go live. You decide to give Adwords a shot because you've heard so many great things about it. You
sign up and begin creating your account, getting excited with anticipation off all that high quality traffic your
about to get. You put in the keywords and Boom! Google adwords gives you this message "Increase quality or bid to
$10.00 to activate" What is going on here!!?? What a scam.

The thing about Google is they reward relevancy and penalize websites that are irrelevant. Who decides whats
relevant and what's not? Google does based on it's algorithm from Google Bot. I have used $10 minimum bid as an
example, it could be $5 or a $1 minimum bid. Your minimum bid should be cents not dollars.

How do you make Google Bot your friend? Make your website relevant in Google's eyes. This is done by a 3 pronged
attack. First make sure your ad groups are "themed" around 1 keyword with variations.
For instance adgroup name -
-------------------------------
Discount Laptops
-------------------------------
Keywords:

discount laptops
cheap laptops
affordable laptops
really cheap laptops

By doing this your account is organized into a tightly knit group of keywords that makes it easy for you to write
ads for. When you write your ad Google loves it when you use the keywords in your ad and so do searchers. This is
an essential step in lowering your minimum bids.

Cheap Laptops
Discount laptops to fit
your budget. Free shipping
http://www.example.com/

Google will consider this ad highly relevant to your ad group's keywords. Google will also bold any keyword that
the searcher typed, in your ad. Which will catch your prospect's eye. In the above example if a
searcher typed the keywords 'cheap laptops' all instances of the words cheap and laptops in your ad would appear in
bold.

Using the keywords on your landing page

Google and searchers love this also because you are focusing your landing page around the keywords that have been
searched both Google Bot and the searcher will consider this very relevant, provided your supporting content stays
on topic. This technique will increase your Quality Score which in turn will lower your minimum bids.

Lets recap the three pronged attack for lowering your minimum bids.

1. Tightly "themed" ad groups
2. Keywords in ad
3. Keywords used on landing page